This Google Sheets template helps you take control of your finances—so you can make better decisions, stay organized, and reach your goals with confidence. 

1. Budgeting Dashboard (Custom Date Range) 

A dynamic overview you can adjust to any date range—weekly, monthly, or any custom period.
This dashboard shows:

• Total income, expenses, and savings/investments by category

• A chart comparing budgeted vs actual expenses

• Bill reminders for the next 7 days

• Financial health summary (overall and by category)

• Remaining money that is unallocated

2. Dashboard Lifetime

See the bigger picture—this dashboard gives you a full summary of all financial data from the beginning.
Perfect for:

• Analyzing spending trends over time

• Tracking income growth

• Reviewing your long-term saving/investment performance

3. Monthly Budgeting Comparison 

This section gives you a clear view of:

• Monthly income

• Planned spending

• Actual spending

• Amount saved or invested

Compare each month side by side for a whole year and discover patterns you may not notice otherwise.

4. Income Log 

Record your income with date, category (dropdown), description, and amount.

Includes a simple chart comparing this month’s income with the previous month. 

5. Planned Expenses Log 

Write down your spending plans before the money leaves your pocket.

Track how your budget shifts month to month with an automated comparison chart. 

6. Actual Expenses Log 

Log your real expenses to see where your money really goes.

Includes monthly comparison to help identify overspending or unexpected costs. 

7. Savings & Investment Log

Keep track of your savings and investments—when, where, and how much.
Monthly graphs keep you motivated to save more.

8. Bill Payment Reminder System 

• No more missed payments.

• Simply input your bill once (monthly, annual, or one-time), and the system will automatically alert you 7 days before the due date—right on the main dashboard. 

9. Category & Currency Settings

• Customize income, expense, and saving/investment categories using any language you like

• Easily change your currency symbol ($, € , £, etc.)

10. User Guide 

Not sure where to start? A complete step-by-step guide is included in the file.
Learn:

• How to copy and unlock the file (if it's still view-only)

• How to enter your data in each section

• How to make the most of the automated features and graphs

1. This template is built using Google Sheets, and it is not compatible with Excel. You’ll need a Google account to access and use it, but the good news is: you can open it easily from your browser or the Google Sheets app on your phone—no extra software needed.  

2. The template comes in two versions:

• English with a light (white) background

• English with a dark (black) background

3. After purchasing, there is no recurring fee. Just one-time payment, and the file is yours to use forever, as often and as long as you like. 

4. Most importantly, your privacy is fully protected. Once you make a copy of the file to your own Google Drive, only you will have access to it. No one else—including the creator—can see or open your personal copy. It’s 100% private and secure.